(worldwide) | (worldwide) | ||||
| 1. | personal accident1,2,3 | Accidental Death/Permanent Total Disability/Loss of Two Limbs or Blindness/Permanent Total Loss of Speech and Hearing. | |||
| lost a limb9OR Blindness in one eye/permanent total loss of speech or hearing. | 500000 | 250,000 | |||
| Coverage for third-degree burns on the minimum percentage of body surface area stated in the policy. | 1,000,000 | 500000 | |||
| 2. | Personal Accident Double Compensation4 | Accidental death pays double when you travel in a private car or as a paying passenger on public transport (e.g. scheduled airline, train) or in the event of any armed robbery or attempted armed robbery. | |||
| 3. | Medical fees1,3 | If you must and inevitably exceed the scheduled return date due to illness or physical injury abroad, pay for necessary medical expenses and reasonable additional transportation expenses. Pay the follow-up medical expenses within 90 days after arriving in Macau, up to HK$50,000, of which the Chinese medicine practitioner fee is up to HK$150 per visit per day, and the total maximum is HK$1,500. | |||
| 4. | Global Travel Assistance Services8 | 24-hour global emergency medical evacuation repatriation after treatment. Hospital deposit guarantee. Unexpected return to Australia, visits, children Escort arrangements etc. | 2,000,000 40,000 (as stated in policy appendix) cover | ||
| 5. | extension of terrorism5 (applies to benefits 1-4 above) | Extends to cover you for death or bodily injury (including necessary medical expenses incurred) that may result from an act of terrorism under the Personal Accident and Medical Expenses section under the Worldwide Travel Assistance Service. | |||
| 6. | Amateur Dangerous Sports Reporting6 | If you suffer accidental death or personal injury while participating in hot air ballooning, scuba diving, skiing, snowboarding, tobogganing, sledding, wakeboarding, wakeboarding, wakeboarding, rafting, sailing, windsurfing, bungee jumping, horseback riding Injury, payable for horseback riding, hiking or trekking, parasailing, banana boat rides, canoeing, kayaking, sea kayaking, underwater walking, sand boarding, wildlife safari or zip lining adventure activities. | Personal accident and medical expenses up to 125,000 | ||
| 7. | Trip Cancellation and Shortening | If your itinerary is canceled or shortened due to serious bodily injury, serious illness or death of you, your family or your family members, you can be reimbursed for unused travel and accommodation expenses (including overseas local travel packages or any major sporting events, concerts or theme park tickets, etc.) immediate family members, fiancé(es) or close business associates; residential fire or flood; jury service, subpoena of witnesses, or mandatory quarantine of you; or suspension of public transportation as a direct result of severe weather, natural disasters , strikes, strikes, riots or public transport mechanical and/or electrical failures that cause delays in departure from Macau and decide to cancel the trip for no less than 24 hours. Level 3 or Level 2 alert under the Macau Travel Alert System under the Outbound Travel Alert System:
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| 8. | travel delay | HKD 250 for the first 6 hours and every subsequent 12 hours of delay, if
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| 9. | itinerary rescheduling | Reimbursement for unused travel and accommodation that you have paid for (including overseas local tour packages or tickets to any major sporting events, concerts or theme parks, etc.) Expenses incurred upon arrival at your planned destination or return to Macau and which cannot be traced from any other source if your itinerary is inevitably rerouted due to strikes or industrial action, riots, hijackings, adverse weather conditions or natural disasters Return fees have led to the suspension of public transport. Pay up to HK$1,000 per day for accommodation | |||
| 10. | lost luggage | Compensation for accidental loss or damage to personal luggage. Maximum amount we will pay:
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| 11. | luggage delay | Pay for emergency purchases of essential clothing or toiletries if your luggage is delayed for more than 12 hours en route. | |||
| 12. | Personal funds, documents and additional accommodation costs | Covers the loss of cash or traveler's checks directly caused by theft, robbery or burglary within the insurance period, with a maximum limit of HK$3,000 for Plan A and a maximum limit of HK$2,000 for Plan B10。 Reimbursement of reissuance fees for Macau ID cards, credit cards, driving licenses, tourist tickets, hotel vouchers or passports. If your passport is lost or stolen abroad, pay for the additional travel and accommodation costs required to obtain a replacement passport. (over HK$200) | |||
| 13. | personal responsibility | Pay any amount that you are legally liable for as a result of an accident that resulted in bodily injury to any other person or property damage. | |||
| 14. | rental vehicle excess | Pay the excess charges you have to pay for loss or damage to your rental vehicle, in accordance with the agreement with the licensed rental company. | |||
| 15. | golfer hole in one10 | Pay for hospitality if you score a "hole-in-one" at any recognized golf course. | |||
| 16. | Automatic Extending Cover (applicable to benefits 8 and 9 above) | In the event of a delay due to unforeseen events covered in the Travel Delay and Travel Rescheduling section, coverage is automatically extended at no cost. | |||
(Applicable to plan A or B and 2-10 days one-way travel plan and only applies if shown as active in the timesheet) | |||||
| 1. | Additional sports equipment coverage (applicable to coverage 10 or 11 above) | (a) Personal baggage allowance for all sports equipment. | |||
| (b) Cover the actual cost of sports equipment rental due to a delay of more than 12 hours in checked baggage. | |||||
| 2. | Upgrade rental car excess (applies to benefit 14 above) | Excess rental vehicles. | |||
| 3. | Pet Accommodation Protection | Additional accommodation charges for one pet on a covered itinerary charged by a licensed kennel/cattery or pet hotel are covered if you are unable to pick up your dog/cat on the agreed date due to: | 1,000 | ||
| (a) your return flight is delayed by at least 6 hours; or | |||||
| (b) You are hospitalized or quarantined outside Macau, which prevents you from arriving in Macau on the original return date. | |||||
The above product information is for reference only. For more information on coverage, terms, conditions and exclusions, seepolicy wording. If there is any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.